To put it simply, "Buy Here Pay Here" means that you purchase the vehicle through what's referred to as "in-house" financing versus through a third party, such as a bank or other "outside" lender. We have an installment sellers license through the State of Pennsylvania which allows us to legally finance you and give you a loan right here, "in-house". You then make your vehicle payments on that loan directly to us. So, not only are you "Buying" your vehicle here, you are also "Paying" for it here as well.
Good credit... Bad credit… And Even NO CREDIT, is NO PROBLEM with us! With our own In House Buy Here Pay Here Financing, we can help ANYONE buy the vehicle they want and/or need! With our In House Buy Here Pay Here Financing we do NOT use credit scores, we do NOT do credit checks, we don’t even care if you've been through bankruptcy. Heck, we don’t even care if you are currently GOING through bankruptcy! As long as you have the right down payment, have proof of income, and proof of where you live WE WILL FINANCE YOU!
Your down payment can be in the form of cash in hand or a trade in (some customers use both) and your income can be any viable source of income such as: a job, social security, disability, child support, anything… As long as you have an income we can and WILL work with you to help you get the vehicle you need!
Unlike other Buy Here Pay Here dealers we DO NOT “jack up” the prices of our cars to take advantage of our customers! We know times are tough for everyone and we want to help you get a good vehicle at a good price! Check our prices, you will see! Most Buy Here Pay Here car lots sell junky cars at inflated prices because they simply do not care if you pay for the car or not.
We have affordable down payments and VERY LOW bi weekly or monthly payments (depending on how you get paid, WE WORK WITH YOU!) that ANYONE with an income CAN afford! We sell GOOD vehicles that we have checked out, serviced, and inspected in our own service center.